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RBI Rate Cut December Preview: Sanjay Malhotra-led MPC likely to reduce repo rate to 5.25% How it impacts EMIs, savings & markets

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India is closely watching the Reserve Bank of India’s Monetary Policy Committee (MPC), led by Governor Sanjay Malhotra, as it prepares for the crucial December policy review. A 25 bps repo rate cut to 5.25% is expected a signal that the central bank may finally be ready to ease financial pressure on households and businesses. The move could reshape spending behaviour, borrowing decisions and market confidence all at the same time.

What is repo rate & why it matters now


The repo rate is the main control switch of India’s monetary system, the interest at which RBI lends money to banks.
If the rate is cut, borrowing becomes cheaper for banks, allowing them to slash lending rates for Indian citizens and companies.
At a time when global markets are shaky and domestic growth requires fresh fuel, this shift could inject new energy into the economy.

Good news for borrowers, EMIs could finally Ease


For millions dealing with rising loan burdens, this may be the first real sigh of relief.
Homebuyers, car owners and new loan seekers could see lighter EMIs sooner than expected.
With affordability improving, big life decisions owning a house, buying a car, planning education could move from ‘delayed’ to ‘done’ for many families.

Business & jobs: More money to grow the economy


When loans get cheaper, businesses take bigger steps: more investments, more expansion, more hiring.
Industries that were cautious due to higher financial costs may reignite their growth cycles, creating new jobs and driving economic activity across sectors.
A single rate cut can turn into thousands of new opportunities.

Stock market buzz: Bullish sentiment expected


The equity market loves liquidity and a rate cut means more of it.
Sectors tied closely to consumer spending and borrowing real estate, banking, automobiles, infrastructure could see a strong revival in confidence.
Investors may interpret this move as RBI’s stamp of support for faster recovery and stronger earnings, encouraging a bullish run.

Savers beware: FD & Deposit returns may fall


While borrowers gain, the impact may pinch fixed-income savers.
With interest on FDs and savings deposits likely to soften, secure-earning households especially retirees may need to rethink their financial safety nets.
Investment strategies could shift toward smart diversification rather than traditional fixed returns.

Inflation watch as benefits come with risks


Lower rates can heat up demand but too much too fast can push prices upward again.
RBI must steer policy carefully to boost growth without fueling inflation, while protecting the rupee’s stability.
This is a balancing act where every decimal point matters to daily costs.

Final take: Rate cut could shift spending & growth gears
If the MPC brings the repo rate down to 5.25%, it could mark a major turning point:
Household finances get oxygen
Businesses gain confidence
Markets get momentum
Savings returns tighten
Inflation remains a watchpoint

A single policy decision in December could set the tone of India’s financial journey into 2025 influencing how we spend, save and dream.

Delhi’s Toxic Air: Veteran Cardiologist Sounds Alarm – Here’s How to Survive the AQI Crisis

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As winter’s smog envelopes Delhi once again, the city’s air has turned from a backdrop to a health emergency. With the Central Pollution Control Board (CPCB) registering widespread very poor and severe air often with particulate matter soaring to dangerous levels what once was a seasonal nuisance has become a daily struggle.
In this grim scenario, Dr Alok Chopra, a cardiologist with 40 years of experience has stepped forward, not just with dire warnings, but with a compassionate, practical guide for every Delhi resident. Because when breathing becomes risky, caution isn’t optional. It’s essential.

A lifelong Delhi resident breaking the silence


Dr. Chopra’s message carries weight not just because of his medical credentials, but because it’s deeply personal. “I have lived in Delhi for 72 years,” he says. “Delhi is not just my birthplace it’s my home, where my children grew up, where every memory of mine lives.” Now, that home is shrouded in what he calls “some of the most toxic air on this planet.”

What troubles him most isn’t just the hazardous AQI, it’s how deeply this crisis has been normalised. Masks off, children playing outdoors even on hazardous days, people ignoring warnings because “everyone else seems fine.” According to him, that mindset must change.

How to stay safe when air turns against you


Dr. Chopra doesn’t mince words but he also doesn’t overwhelm. His survival guide centres around a few powerful, doable steps:
Wear a proper mask when stepping out. A well-fitted N95 (or equivalent such as KN95 / FFP2) is essential, simple cloth or surgical masks won’t cut it.
Limit outdoor exposure, especially on high-AQI days. Avoid non-essential commuting, skip outdoor workouts, and if possible, stay indoors especially with children, elderly, or those with health issues.
Make your home a clean-air zone. Use air purifiers or air-conditioning when possible, avoid indoor smoke (firecrackers, incense, burning wood), and keep windows closed when pollution is high.

Take care of your heart and lungs, pollution affects more than just your throat. Research shows fine particles like PM2.5 can enter the bloodstream, increasing inflammation, blood pressure, risk of clotting, heart rhythm problems putting even healthy people at risk. To fight inflammation and oxidative stress, some targeted supplements


Vitamin C + vitamin E – essential combination with powerful antioxidants, Curcumin, Quercetin, Beta-carotene, Sulforaphane from broccoli sprouts, B complex vitamins, Vitamin D – must be increased during high pollution days, Omega-3 fatty acids, Fish oil, NAC (N-acetyl cysteine), CoQ10


Foods that help the body to fight pollution


Lemon, turmeric, spinach, grapes, avocadoes, nuts, pomegranate and kiwis

Why this matters, beyond a cough or sneezing
It’s easy to shrug off smog as winter trouble. But experts warn that chronic exposure to polluted air doesn’t just irritate your lungs; it can silently burden your heart and circulatory system. Over time especially in a city like Delhi where bad-AQI days are becoming more frequent the risk of heart attacks, strokes, chronic respiratory issues, and other serious diseases rises sharply.

Dr. Chopra’s call is urgent because he knows this isn’t a short-term blip. This is becoming the new normal. And normal should never mean hazardous.

The choice before us: survival or silence
Smog isn’t just a backdrop to Delhi’s winter. It’s a silent threat invisibly seeping into lungs, into bloodstreams, into everyday life. If you care about your health (and the health of those around you), ignoring it isn’t an option.

Dr. Chopra’s survival guide isn’t dramatic. It’s necessary. Wear a mask. Stay indoors. Clean your air. Protect your heart. Treat every breath like it matters because it does.
Because in a city where the sky has turned grey, and every inhale feels heavy survival isn’t just about living. It’s about breathing safely.

Black Friday Sale 2025: What It Really Means and Why the Whole World Can’t Stop Shopping

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If there’s one day that transforms every shopper into a bargain-hunter superhero, it’s Black Friday. It’s the day when websites crash, carts fill up faster than you can blink, and prices drop harder than ever all right after Thanksgiving in the United States. And while the “Biggest Sale of the Year” hype spreads across India, Europe, the Middle East, and beyond, one question keeps popping up:
What exactly is Black Friday and why does everyone shop like there’s no tomorrow?

The real story behind Black Friday


Black Friday is simply the day after Thanksgiving every year falling on November 28, 2025 this year. Because Americans get a long weekend, retailers cleverly decided decades ago that this would be the perfect time to kick off the holiday shopping season.
But here’s the fun twist, the term wasn’t always positive. In the 1950s-60s, Philadelphia police used Black Friday to describe the traffic chaos, packed streets, and wild crowds pouring into the city for early holiday shopping. They literally dreaded working that day.
Then the 1980s changed everything. Retailers flipped the meaning to say it’s when they go from the red to the black meaning from loss to profit. A genius marketing makeover turned a nightmare traffic day into a shopping celebration.
Today?
Black Friday is no longer an American tradition, it’s a global festival of deals.

Why the Black Friday craze is real


Let’s be honest we all love a great deal. But the magic of Black Friday goes much deeper:
Big-ticket items hit their lowest prices
TVs, smartphones, laptops: people wait all year for these discounts
Perfect timing for Christmas & New Year gift shopping
Affordable gifting makes the celebrations sweeter
FOMO is scientifically powerful
Only 5 left! and countdown clocks flip the urgency switch in our brains
Shopping becomes an event
Wishlists ready, alarms set, adrenaline high
Retail hype builds for weeks
Early access, app-only deals, sneak peeks and we fall for it happily
E-commerce made it explode globally
Amazon, Apple, Zara, Nike, Nykaa, everyone plays along now

And the biggest psychological truth:
Scoring a discount feels like winning.
Even buying a lipstick at 50% off releases a mini dopamine rush, the brain saying:
You spent wisely. Good job!

Is it always worth it?


Not every deal is gold, sometimes prices are raised first and then reduced. But if you compare, plan, and shop smartly, Black Friday genuinely offers the best prices of the year on many products.

So why do we all shop on Black Friday?


Because it’s not just shopping.
It’s excitement + strategy + celebration + savings.
Because for one incredible weekend, it feels like you can upgrade your life without breaking your budget.
And that thrill?
That’s what keeps Black Friday the biggest, loudest, most addictive sale on Earth, year after year.

Before You Stream Tonight: 7 Chilling Clues About Stranger Things 5 on Netflix

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The wait is finally over. Stranger Things storms back onto Netflix starting November 27, kicking off the fifth and final season of the global supernatural phenomenon. But before you hit play and return to the chaos of Hawkins, here are seven essential secrets you must unpack to truly feel the terror that’s coming

1. This is the final battle
No going back. Season 5 officially wraps up the Stranger Things universe. Expect nostalgia. Expect closures. Expect heartbreak. The Duffer Brothers are promising an emotional farewell.

2. Three volumes maximum suspense
For the first time ever, the show drops in three parts November 27, Christmas, and New Year’s Eve. Each release brings tougher consequences and bigger cliffhangers.

Before You Stream Tonight: 7 Chilling Clues About Stranger Things 5 on Netflix

3. Hawkins: Welcome to the war zone
The Rifts are open. The once-sleepy town is now half-swallowed by the Upside Down. The apocalypse is not coming it’s here. And the battleground has never looked scarier.

4. Vecna has vanished, that’s bad news
The monster who broke Hawkins is suddenly missing. No one knows where he is or what he’s planning. But you can bet he’s not done.

5. Eleven vs the world
Government forces want her. Vecna wants her. And the world desperately needs her. Eleven faces her darkest, most personal battle yet with trauma still haunting her power.

6. Old heroes, new allies
The OG crew reunites but new characters are joining the war. Friendships will evolve and some fan favourites may not survive.

7. Darker, faster, all-in
This season doesn’t warm up it throws you straight into chaos. Higher stakes, emotional punches, and the countdown to the end of existence.
Hawkins will fall or fight its way to freedom. Either way, this is where the legend ends and history is made.
Ready to go back to the Upside Down?

Why India’s Handwritten/Original Constitution Is Safeguarded in a Nitrogen Chamber ?

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Constitution: Deep inside the heart of New Delhi within the secure walls of the Parliament Library lies one of India’s greatest heritage treasures: the original handwritten copies of the Constitution of India. These historic manuscripts are not simply stored they’re preserved under near-museum conditions, encased in a specially designed nitrogen-filled glass chamber.
It may sound technical, but the story behind this scientific safeguarding reveals just how precious and delicate these documents are.

The Constitution valuable. Know Why?

Unlike modern printed documents, India’s Constitution was meticulously handwritten, using black ink, and adorned with beautiful calligraphy and artwork by artists from Santiniketan. In both Hindi and English, each page is a work of art but paper and ink, over decades, remain vulnerable. Exposure to oxygen, moisture, dust, microbes, even tiny pollutants in air can slowly degrade the cellulose in paper, fade ink, or cause brittleness.
If left unprotected, this historic treasure might lose its clarity or in a worst-case scenario begin to deteriorate irreversibly.

The Science Behind the Nitrogen Chamber

In 1994, inspired by global practices for preserving precious manuscripts, the government with collaboration from the National Physical Laboratory (NPL) and Getty Conservation Institute (USA) installed airtight glass display cases in the Parliament Library.

Here’s why the nitrogen-sealed chamber matters:

Less than 1 % oxygen: The chamber is filled with nitrogen gas and oxygen is kept extremely low, drastically reducing oxidation, the chemical reaction that gradually fades ink and weakens paper.
Humidity & climate control: Humidity is maintained at a stable 40-50%, preventing the paper from drying out or becoming moldy. Temperature and air quality are also regulated.
Protection from microbes, pollution, and insects: The sealed environment stops dust, airborne pollutants, microbes, and pests all of which could damage the document over time.
Regular maintenance & monitoring: The nitrogen is renewed annually, and the chamber undergoes periodic inspections to ensure long-term preservation.

In short the nitrogen chamber doesn’t just store the Constitution. It preserves it, safeguarding the document for generations to come.

More than just a legal record: A work of art & legacy

The Constitution isn’t only significant for its legal and historic value. The handwritten script, intricate artwork, and calligraphy make it a cultural treasure a piece of India’s artistic heritage. Keeping it intact isn’t just about preserving laws; it’s about honoring the vision and artistry of the nation’s founders.
As the country marks Constitution Day, the nitrogen chamber quietly stands as a silent guardian a high-tech vault that ensures future generations can still open those pages, read the Preamble, and feel the same awe and respect we do today.

Thalaivar Completes 50 Years in Cinema: Rajinikanth Felicitated at the 56th IFFI

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The 56th International Film Festival of India (IFFI) marked a historic moment as it felicitated legendary actor \ Rajinikanth on completing 50 glorious years in Indian cinema. Beloved as Thalaivar, Rajinikanth has captivated audiences across eras with his unmatched charisma, magnetic screen presence, and iconic style.

“Even if I have 100 births, I want to be born as Rajinikanth,” says the superstar

The felicitation, held during the Closing Ceremony, celebrated his extraordinary contribution not only to Tamil cinema but also to Hindi, Telugu, and Kannada films. With a career spanning over 170 films, the superstar has become a cultural phenomenon. His accolades include the Padma Bhushan (2000), Padma Vibhushan (2016), and the Dadasaheb Phalke Award (2020).

Pramod Sawant, Chief Minister of Goa, honoured Rajinikanth by presenting him with a shawl and memento. Dr. L. Murugan, Minister of State for Information & Broadcasting and Parliamentary Affairs, Shri Sanjay Jaju, Secretary, Ministry of Information & Broadcasting, and actor Shri Ranveer Singh were also present on the occasion.

https://twitter.com/PIB_Panaji/status/1994415873826881730?s=20

Receiving the honour, Rajinikanth expressed deep gratitude to the Government of India, saying that his 50-year journey felt like just a decade because of his love for cinema and acting. “Even if I have 100 births, I would like to be born as Rajinikanth,” he said, drawing applause from the audience.

With this celebration, IFFI 2025 pays tribute to a cinematic icon whose influence transcends language, region, and generations. Rajinikanth’s Golden Jubilee marks not only a personal landmark but also underscores the enduring power of cinema in shaping India’s cultural landscape.

From Kashmir to Mysore, The Mayo College ‘United’ India’s Royal Families Before Independence As Princes Studied Together in Ajmer

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Even before India gained independence, there was one remarkable institution that united the princely states, not diplomacy, borders, or political negotiations, but education. Long before the idea of a united India took shape, royals from across regions travelled to Rajasthan to enroll in what the British proudly called the “Eton of the East”, Mayo College, Ajmer.

From the early 1900s to the mid-20th century, heirs to royal thrones travelled from every corner of the subcontinent—sometimes even beyond its borders, not for diplomacy or leisure, but to study together. Princes who would later rule or shape regions with distinct cultures, languages, and histories, first shared the same classrooms, sports fields, and dining halls at Mayo.

From Kashmir to Mysore, The Mayo College 'United' India’s Royal Families Before Independence As Princes Studied Together in Ajmer

First student of Mayo College, HH Maharaja Mangal Singh from Alwar

A Training Ground for Future Monarchs

It is almost astonishing to imagine that Yuvaraja Sri Sir Kanteerava Narasimharaja Wadiyar of Mysore, from southern India, and princes as distant as Karan Singh of Jammu & Kashmir once walked the same campus hallways as classmates.

Among its most well-known alumni was Maharaja Hari Singh, the last ruling monarch of Jammu and Kashmir. He joined Mayo College in 1908 at age 13, just before the passing of his father in 1909. His years at the school profoundly shaped his administrative thinking, exposure to modern governance, and educational reform outlook.

Hari Singh remained steadily connected to the institution throughout his life. As a leading member of the school’s governing council, he played an active role in its development. In 1912, he funded the construction of the iconic Kashmir House, a historic boarding facility still in use today.

More than a century later, his family continues that legacy. In 2023, his grandson Vikramaditya Singh was nominated to the General Council of the college, reinforcing the royal family’s generational bond.

A Global Royal Connection: The Sultanate of Oman

Mayo’s influence extended beyond India’s borders. One of its most distinguished foreign alumni was Sultan Said bin Taimur, the 13th Sultan of Oman, who studied at Mayo College from 1922 to 1927. His time at the school marked the beginning of a deep and enduring cultural relationship between Oman and India.

The legacy continued when his nephew, Sayyid Fahr bin Taimur Al Said, also attended Mayo College. Years later, as the Deputy Prime Minister of Oman, he returned to the campus in 1985 as the chief guest for its prize-giving ceremony—symbolizing the continuity of royal ties.

This relationship was later commemorated through the construction of Oman House and the Oman Guest House on the Mayo campus, both bearing the name of the Sultanate and serving as architectural markers of a cross-cultural friendship. The educational legacy extended further when Sultan Qaboos bin Said Al Said, son of Sultan Said bin Taimur and one of the most influential monarchs of modern Oman, continued his education in India, completing part of his early schooling in Pune.

The Royal Network That Built Mayo

Much of Mayo College’s impressive campus and infrastructure was shaped through princely patronage. Some notable contributions include:

  • Ajmer House (₹60,635; mainly from imperial funds)
  • Colvin House (1913)—funded by rulers of Rajputana and other states
  • Donation by the Maharaja of Mysore (1903) for racquet court repairs
  • Expansion of Alwar Boarding House funded by H.H. the Maharaja of Alwar
  • ₹20,000 donation from H.H. Scindia of Gwalior for science equipment in 1905
  • Bikaner Pavilion for cricket gifted by the Maharaja of Bikaner
  • ₹37,000 donation for medical infrastructure by the Maharao of Kotah
  • ₹1 lakh contribution from the Maharaja of Jodhpur (1911) for additional land
  • Donations from rulers of Tirwa, Tehri Garhwal, and Bhadawa
  • Maharaj Deb Shamsher Jang of Nepal contributed ₹20,000 to the Endowment Fund (1912)
  • The Mayo College Temple, built in 1936 by Maharaja Yagya Narayan Singh of Kishangarh

More Than a School, A Shared Heritage

Mayo College was not merely an educational institution; it was a transformative idea. It helped create a generation of rulers who, despite governing diverse territories, shared mutual respect, understanding, and a modern worldview. It served as one of the earliest spaces where the idea of a unified India began taking shape, not through political blueprints, but through friendships, shared learning, and lived experience.

In an era defined by princely autonomy, Mayo College became a bridge—linking kingdoms, cultures, and even nations.

A century later, its legacy continues, not just in its architecture or alumni records, but in the stories of those who were shaped within its sandstone walls.

From Power to Prosecution: The Rise, Rule, and Reckoning of Sheikh Hasina

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Once regarded as one of South Asia’s most influential political figures, Sheikh Hasina Wazed, former Prime Minister of Bangladesh, now stands at the centre of one of the most dramatic political reversals in the region’s recent history. Her transformation—from a strong, long-serving leader to a fugitive facing multiple criminal convictions—reflects a complex mix of political legacy, governance style, state power, public dissent, and shifting geopolitical equations.

A Legacy Rooted in History

Sheikh Hasina’s political journey has always been intertwined with history and emotion. As the daughter of Bangabandhu Sheikh Mujibur Rahman, Bangladesh’s founding leader assassinated in 1975, she entered politics carrying the weight of a national legacy. Her return from exile in the 1980s marked the beginning of a long struggle against military rule and rival political forces, particularly the Bangladesh Nationalist Party (BNP).

Her eventual ascent to power in 1996 positioned her as the face of democratic stability. Over the next two decades—across multiple terms—Hasina guided Bangladesh through major economic expansion, record foreign investment, infrastructure modernisation, and improvements in social indicators such as literacy and women’s participation in the workforce.

The Turning Point: Power Consolidation and Authoritarian Shift

Despite economic success, criticism began to grow around governance and the concentration of power. Opposition parties accused Hasina’s government of:

  • Weakening judicial independence
  • Curbing media freedom
  • Misusing security forces against political rivals
  • Manipulating elections, especially the 2014 and 2018 polls, which opposition parties boycotted or denounced

Domestic dissent intensified as the government deployed digital surveillance, cracked down on protests, and used sweeping legal frameworks such as the Digital Security Act. Over time, her critics argued that Bangladesh was shifting from a democratic model to a controlled political system with shrinking civic space.

Unraveling: Protests, Collapse, and Exile

The student-led protests of 2024—triggered by allegations of corruption, systemic injustice, and economic stress—marked the beginning of Hasina’s political downfall. As public unrest escalated, her administration struggled to contain the anger. Violence, police action, and mass arrests fuelled global criticism.

By mid-2024, the situation spiralled beyond state control. Under mounting pressure, Hasina fled to India, ending her years in office abruptly.

Prosecution and the Battle for Narrative

The legal cases that followed—including the death sentence in a protest-crackdown case and 21-year imprisonment on corruption charges—have raised two competing viewpoints:

1. Accountability and Rule of Law

Supporters of her prosecution argue that:

  • No leader is above the law
  • Systematic corruption and misuse of state machinery require legal consequence
  • Bangladesh is undergoing political correction

2. Political Targeting and Judicial Weaponisation

Her supporters argue:

  • The trials are politically motivated
  • The process lacks neutrality
  • The interim government seeks to dismantle the Awami League and rewrite political history

International observers remain divided, and the issue is evolving into a broader debate on democracy, accountability, and political legitimacy.

What Comes Next?

Sheikh Hasina’s future now hinges on several variables:
* India’s position on her extradition
* Stability of Bangladesh’s interim administration
* Public sentiment and electoral dynamics
* International diplomatic pressure

Whether she becomes a symbol of political excess or a victim of political retribution will depend on how history—and the courts—ultimately define her legacy.

Conclusion

Sheikh Hasina’s journey from a political heiress to a powerful leader and now a convicted former prime minister reflects the volatility of South Asian politics. Her story raises urgent questions:

Where is the line between strong leadership and authoritarian rule? Can accountability exist without political bias? And will history remember her as a nation-builder or a ruler undone by power?

For now, Bangladesh waits—and watches—as one of its most defining political chapters continues to unfold.

Jakarta Becomes World’s Most Populous City in 2025, Surpasses Tokyo

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Jakarta has officially overtaken Tokyo to become the world’s most populous urban region, according to a new UN-backed demographic report. With an estimated 42 million residents, the Indonesian capital and its surrounding metro zone now represent the largest urban agglomeration on the planet — marking a significant shift in global population trends.

Asia Now Dominates the World’s Largest Megacities

The updated global ranking highlights a clear demographic reality: 9 of the world’s 10 largest cities are now in Asia.

The top positions are as follows:

  1. Jakarta – 42 million
  2. Dhaka – 37 million
  3. Tokyo – 33 million

Other highly populated Asian megacities in the top tier include New Delhi, Shanghai, Guangzhou, Cairo, Manila, Kolkata and Seoul, reflecting the rapid pace of urban migration and rising economic concentration across South and Southeast Asia.

Why Asia’s Megacities Are Growing

Experts attribute the surge to:

  • Massive rural-to-urban migration
  • Expanding economic and industrial hubs
  • Natural population growth
  • Increasing access to education, services and employment

Indian cities, particularly New Delhi and Kolkata, continue to absorb millions seeking better opportunities, pushing infrastructure and services to their limits.

Jakarta’s Urban Challenges Intensify

Jakarta’s new milestone brings heightened focus to long-standing pressures:

  • Severe flooding
  • Groundwater depletion
  • Land subsidence
  • Traffic congestion
  • Housing shortages and sanitation gaps

These environmental and infrastructural strains were among the reasons behind Indonesia’s plan to shift administrative operations to its new capital, Nusantara, in Borneo.

Similar vulnerabilities affect other Asian megacities such as Dhaka, New Delhi, and Manila, where pollution, overcrowding and climate risks continue to escalate.

Key Points

  • Jakarta is now the world’s most populous city (42 million).
  • 9 of the top 10 largest megacities globally are located in Asia.
  • Growth is driven by urban migration, economic opportunity and demographic momentum.
  • Major challenges include infrastructure deficits, pollution and climate vulnerability.

The Road Ahead: Planning for an Urban Future

The shift in global megacity rankings is a wake-up call for policymakers. Urban planners warn that without sustainable development, resilient infrastructure, and long-term climate strategies, the world’s largest cities may struggle to support rapid population growth.

Asia’s expanding megacities reflect not only economic momentum — but also a defining challenge of the 21st century: how to build cities that can sustain people, resources, and the planet.