The month of November 2025 brings several important policy and price changes that will impact consumers, pensioners, and vehicle owners across India. From revised bank nomination rules and Aadhaar updates to a free ChatGPT subscription and new FASTag toll penalties, here’s a look at the six big changes taking effect this month.
1. Add Up to Four Nominees to Your Bank Account
Starting November 1, 2025, account holders can now add up to four nominees instead of one. Each nominee can be assigned a specific percentage share of the account balance. The Finance Ministry said the change will make the bank claim and inheritance process simpler and more transparent. Nominees can also be modified or canceled anytime.
This rule will help families manage assets more easily, avoiding legal delays after the account holder’s death.
2. New Aadhaar Update Charges Announced
The Unique Identification Authority of India (UIDAI) has revised the Aadhaar update charges effective this month.
- Children’s biometric updates (fingerprint/iris) are free for one year.
- Adults will pay ₹75 for demographic updates (name, address, date of birth, or mobile number) and ₹125 for biometric changes.
Users can now also update their Aadhaar online—including name and address—without submitting documents, making the process faster and more convenient.
3. ChatGPT Go Subscription Free for One Year in India
In a major announcement, OpenAI is offering its ‘ChatGPT Go’ plan free for Indian users for one year starting November 4, 2025. The plan, normally priced at ₹399 per month (₹4,788 annually), provides faster responses, image generation, and extended chat sessions. India is OpenAI’s second-largest and fastest-growing market, and this move aims to make AI tools more accessible for students, professionals, and creators across the country.
New FASTag Rules & Toll Penalty System
The National Highways Authority of India (NHAI) has rolled out two key changes for FASTag users this month.
- Simplified Verification: The Know Your Vehicle (KYV) process now only requires a front photo of the number plate and FASTag. The side-view photo requirement has been dropped.
- Toll Payment Penalties: From November 15, 2025, drivers paying via UPI instead of FASTag will be charged 1.25 times the standard toll fee. Those paying by cash will continue to pay double.
NHAI has also provided a grace period for vehicle owners to complete their KYV verification and avoid FASTag deactivation.
5. Pensioners Must Submit Life Certificate by November 30
All central and state government pensioners must submit their annual Life Certificate by November 30, 2025, to continue receiving their pension. Certificates can be submitted at bank branches or through digital platforms like Jeevan Pramaan. Additionally, pensioners planning to switch from the National Pension System (NPS) to the Unified Pension Scheme (UPS) must also complete the process by month-end. Failure to do so may result in pension suspension until re-verification.
6. Commercial LPG Cylinder Prices Revised
Oil marketing companies have revised the price of 19 kg commercial LPG cylinders. In Delhi, the price now stands at ₹1,590.50, while in some cities, prices have dropped by up to ₹6.50. The monthly price review, effective from November 1, reflects changes in global energy prices and foreign exchange rates. This adjustment will mainly impact restaurants, hotels, and small businesses that depend on commercial LPG.
Quick Summary of Key Changes
| Category | Effective Date | Key Update |
|---|---|---|
| Bank Account Rules | Nov 1, 2025 | Add up to 4 nominees |
| Aadhaar Updates | Nov 1, 2025 | Children’s biometrics free for 1 year |
| ChatGPT Go | Nov 4, 2025 | Free subscription for Indian users |
| FASTag Rules | Nov 15, 2025 | New KYV process & toll penalties |
| Pensioners’ Life Certificate | Nov 30, 2025 | Must submit to continue pension |
| LPG Cylinder Price | Nov 1, 2025 | ₹1,590.50 in Delhi; minor rate cuts elsewhere |
Bottom Line
From digital convenience to AI accessibility and financial transparency, these November 2025 updates mark a significant shift toward making India’s systems smarter, simpler, and more citizen-friendly.